• No plan deductible in the UHCSR PPO Options Network ($200 deductible for out of network providers)
• Covered services provided in the UHCSR Network are paid at 80% (out of network providers are paid at 60%)
• Online directories –
  Physicians and Hospitals - www.uhc.com/findaphysician.htm
  Behavioral Health Services - www.liveandworkwell.com
• Graduating students who have had the insurance for at least three consecutive months may continue coverage for nine months after graduation.
  

• An increased coverage of $100,000 per injury or illness. A buy-up is not offered this year for catastrophic coverage, although dependent coverage remains available (directly through UHCSR).
• Medical emergencies no longer require a co-pay.
• An increase to $750 in the prescription drug benefit.
• Intramural or club sports injuries are covered as any other injury. Intercollegiate sports are no longer covered under this policy.
• Up to $500 of routine preventative care is included.

Enrollment in the insurance plan will NO LONGER be handled by Mount Mary. Instead, students will enroll directly through UHCSR. There are two options for enrollment - paper or online (www.uhcsr.com). Enrollment period opens on July 1, 2010, however it may take up to two weeks to process paper applications and 48 hours to process online applications. The paper application allows you to pay by check or credit card, while the online application allows you to pay using credit card and e-check.

Your enrollment date in the insurance plan will be the first day in the coverage period or the date your enrollment is processed, whichever is LATER. Example, if you sign up for the 2010-11 plan on July 1st, your coverage begins at the start of the policy year which is August 1, 2010. If you sign up for the 2010-11 plan on September 15th, your coverage will start when the enrollment form is processed (likely September 16th for online enrollment or October 1st for paper enrollment). Your enrollment will NOT be back dated.

Because students will make payment directly to UHCSR, the cost for insurance will not be billable to your Mount Mary College student account. Students can purchase coverage on an annual basis or by semester at a cost of $1,312.00 per year ($550 for fall semester and $762 for spring/summer semester). It is not possible to purchase the insurance in periods shorter than a semester and payment is required in full at the time of enrollment. Payment plans are NOT available. The 5/12 (fall semester only) or 7/12 (spring and summer semesters) premiums will continue to be in effect.

The plan will only cover pre-existing conditions (unless the condition is otherwise excluded by the policy) when students have had 12 months of continuous insurance immediately prior to joining the UHCSR insurance plan. Please note this means to have a pre-existing condition (such as diabetes or asthma) covered immediately, you would have to have NO GAP in coverage from when your previous insurance plan ended and the 2010-11 insurance plan begins. You will also need to provide a certificate of credible coverage. If you have not had previous insurance or there is a gap, you will have to wait 12 months to have a pre-existing condition covered (though the insurance plan will cover new illness and injuries).

As this is an individual policy, the HIPPA guidelines, which extend a 63 day grace period, are not in effect.

Download the enrollment form for new students and dependents

Download the 26 page insurance plan booklet

Download the informational letter from Student Affairs

Students having health insurance is tied to academic success. Mount Mary College encourage all students to have health insurance while attending classes and to evaluate all the insurance options. You may wish to consider the school sponsored insurance plan with UHCSR or you may explore other options such as -

• If you are still a dependent, you may wish to check with your parents to see if you can join or remain on their insurance plan.
• If you are employed, you may wish to check with your employer about the insurance they offer.
• Your spouse or significant other may also provide some insurance options for you.
• Depending on your family income levels, you may wish to consider an assistance program, such as Badger Care. Go online to see if you are eligible - access.wi.gov.
  

If you are graduating and/or no longer attending classes at Mount Mary and wish to continue your coverage, there is a continuation benefit that is available to you for up to an additional nine months, for a monthly fee.  Please download the enrollment form and submit it to UHCSR.

If you have questions about the content of the UHCSR insurance plan, please call the UHCSR Customer Service Number at 888-302-6182 or the WAICU Student Insurance Coordinator, Kelly McCoy, at 866-924-2848.

If you have questions about the changes in insurance which are being implemented this year at Mount Mary College, please contact T. Todd Masman, Associate Dean for Student Affairs, Caroline Hall Room 149, masmant@mtmary.edu or 414-256-1211.